From damaged systems and natural occurrences to theft and vandalism, the risks that you face as a homeowner are many. These and other risks can be costly to you if you and/or your home is unprotected. This is one reason why it’s important that you have protection, which insurance provides. At Savemost Insurance Services we have a complete homeowners insurance program, which we customize for individual clients.
We’ve insured homeowners in Carmichael and in communities throughout Northern California for more than 20 years, and also we know the needs of homeowners that are in communities that we serve. We work with multiple quality carriers, and we offer a wide variety of coverages. Whether you own a one-bedroom house of which you’re the only occupant, or you own a six-bedroom house of which there are many occupants, we’ll help you; there’s no home that we can’t insure.
Homeowners insurance covers damage to property and liability or legal responsibility for any injuries and property damage that policyholders cause. It covers damages that are caused by most disasters, but homeowners insurance does not provide protection against damages that are caused by floods or earthquakes.
Coverages that are often parts of homeowners insurance solutions, and that are important for homeowners to have, include coverage for personal belongings, liability protection, and additional living expenses (ALE). Other coverages, which can be parts of homeowners insurance solutions, and also which are important for most homeowners to have, include scheduled property, sewer back-up, hurricane, and personal umbrella.
We offer the aforementioned coverages, and we offer other coverages, which we’ll help you select. Also, we’ll ensure that any policy or plan that you purchase is fitting.
The coverages from which you can choose include but are not limited to:
As a client of ours you may be able to save time and money if you take advantage of benefits and discounts for which you may be eligible. To learn about these benefits and discounts, contact an agent.
We know how important it is that homeowners be secure, and have insurance agents that help homeowners through claims processes. This is one reason why we thoroughly assess the needs of homeowners, and why we assist homeowners through claims processes.
In order to ensure that there are never gaps in coverage, and that the rates that people whom we serve pay are always competitive, we regularly and closely review policies and plans that we write. If and when possible, we include the people whom we serve in policy and/or plan review processes. As a result, people whom we serve can fully understand their purchases, and be aware of needs for changes to coverages.
At Savemost Insurance Services we’re proud to provide homeowners insurance in Carmichael, Roseville, Modesto, Elk Grove, Sacramento, and Rocklin, CA. We also serve other areas in the state.